The Only Number That Matters: Calculating Your True ‘Walk-Away’ Profit

When you decide to sell your home, the most exciting number you hear is the Sale Price. It feels like a big win, but let’s be honest: that number isn’t the one that counts when it’s time to cash the check.

The only number that truly matters is your Net Proceeds—the actual amount of money you put in your bank account after every single fee, tax, and loan is paid off.

Thinking about the sale price alone is like counting your salary before taxes. It looks great until the deductions hit.

The Simple Formula (With a Complex Twist)

The concept of calculating your net proceeds is simple:

While the formula is easy, accurately calculating the middle term—Total Selling Costs—is where most sellers get tripped up.

These costs are more than just the agent commission (though that is your largest expense). They include:

• Commissions: The fees paid to the listing and buyer’s agents.

• Closing Costs: Transfer taxes, title insurance, attorney fees, and escrow costs (these vary dramatically by county and state).

• Property Taxes: Prorated taxes you owe up to the day of closing.

• Seller Concessions: If you agree to pay for any of the buyer’s closing costs or repair credits.

• Minor Repairs: Costs for any last-minute fixes requested after the inspection.

  From Estimate to Guarantee

  The difference between a smart seller and a stressed seller is a precise Net Proceeds calculation done before the home even hits the market. This isn’t just about managing expectations; it’s about power.

  Knowing your exact ‘walk-away’ profit empowers you to:

  1. Budget for Your Next Home: You know exactly how much cash you have for a down payment.

  2. Negotiate Smartly: You can set a firm bottom line on offers and counter-offers, knowing precisely how it impacts your final profit.

  3. Plan Life Changes: Whether it’s college tuition or retirement savings, the net proceeds fund your future.

  Get Your Customized Net Sheet Today

  Stop relying on back-of-the-napkin math and vague percentages.

  I provide my clients with a detailed, line-by-line Seller Net Sheet that factors in all local taxes, known fees, and estimated commissions, giving you the most accurate projection of your final profit.

  It’s the clarity you need to move forward with confidence and make the most profitable decisions for your future.

  Ready to know the one number that truly matters? Reach out today for your complimentary, no-obligation Net Proceeds analysis!